Family Health

is a comprehensive family medical insurance cover designed to provide you and your family with the highest level of protection.

Why secure our

Family Cover

Havict Family Cover

A healthy family is a happy family. This is why we have medical insurance products designed to cover individuals and families. Our main products include: Inpatient cover is the core cover. With this, one is covered for; Pre-existing, Chronic, Congenital, HIV/AIDS-related conditions, cancer treatment, organ transplant, lodger fees, accidental dental/reconstructive surgery among many more others.


Key Features.

This product involves;

  • Comprehensive coverage of up to 6 levels with optional benefits such as maternity, dental cover, and optical cover
  • Extensive cover for pre-existing and chronic conditions.
  • Enhanced prestige plan of up to 10M Inpatient cover.
  • Inbuilt Covid-19 cover for inpatient treatment and outpatient testing.
  • Inbuilt annual general check-ups for member and spous.
  • Wide geographical coverage with an extensive network of service providers.
  • Overseas inpatient referrals covered on credit basis under listed hospitals.


Eligibility is from birth (a term baby of 38 weeks) up to 64 years of age. Existing members of 65 years and above are transitioned into our Senior citizen plan and covered for life without any age restrictions, subject to annual renewal.



A secure transit of your goods. It is mandatory for imported goods in Kenya.

  • 24hr towing service
  • Accident and disability benefit
  • Free motor valuation and inspection
  • Excellent claims settlement
  • Political violence and terrorism benefit

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